These delicious, low-fat muffins take just 30 minutes to assemble and bake. Plus, they don’t use eggs or butter, which eliminates a great deal of unhealthy fat and cholesterol.

Directions

Makes 10 muffins

2 1/2 cups whole-wheat pastry flour
1/4 cup sugar (preferably raw or turbinado)
1 teaspoon cinnamon
1/4 teaspoon nutmeg
1/2 teaspoon baking soda
1/4 teaspoon salt
1 cup unsweetened applesauce
1/2 cup soy or other nondairy milk
1 tablespoon vegetable oil
1 tablespoon molasses (not blackstrap)
1 tablespoon vinegar (such as apple cider vinegar)
1/2 cup raisins
vegetable oil spray

Preheat oven to 375 F.

Stir together flour, sugar, cinnamon, nutmeg, baking soda, and salt in a bowl.

In a larger bowl, combine applesauce, nondairy milk, oil, molasses, and vinegar. Mix thoroughly. Add flour mixture and stir just to mix. Stir in raisins. Spoon into lightly vegetable oil sprayed muffin cups, filling 3/4 full, and bake until a toothpick inserted into the center of a muffin comes out clean, 15 to 20 minutes.

Variation: Add 1/4 cup chopped walnuts and/or replace raisins with 1/2 cup dried cranberries.

To keep muffins fresh, wait until they have cooled to room temperature, then store in an airtight container for three days in the refrigerator. If longer storage is needed, place in the freezer for up to 1 month. Defrost at room temperature or use a microwave.

Nutrition Information

Per muffin:

178 Calories
2.2 g Fat
0.3 g Saturated Fat
11.1% Calories from Fat
0 mg Cholesterol

4.8 g Protein
37.7 g Carbohydrate
12.5 g Sugar
4.5 g Fiber

134 mg Sodium
41 mg Calcium
1.7 mg Iron
0.6 mg Vitamin C
5 mcg Beta-Carotene
0.6 mg Vitamin E

If you find yourself in a car accident, here’s what to do to protect yourself and make sure that everything gets taken care of.

Be Prepared. Always carry a cell-phone with you when you’re driving, as well as ak it that includes a pen and paper to take notes with, a disposable camera to take pictures of the vehicle with, and a car that contains any information that a doctor would need if he or she were to treat you, this includes diseases, conditions, allergies, and the like.

Know Your Insurance Policy. If you get in an accident, the insurance process will be much easier if you know exactly what’s covered in your policy and what’s not. You don’t want to wait until after the accident to find out that your policy doesn’t cover the cost of towing or the cost of a rental car.

Stay Safe. If you get in an accident, move the cars to the side of the road out of the way of any oncoming traffic, as long as there are no serious injuries. Turn on your hazard lights to alert other drives, and if you have warning triangles or cones, make use of them!

Report the Accident. Even if it’s a minor accident, you should still call the police and have them come and file an accident report. In some states, police won’t come if there’s no injured parties, in which case you should hit up the DMV and file an accident report. In some states you can even file an accident report online.

Trade Information. Get the other person’s name, address, phone number, insurance information, license plate number, and driver’s license number. Also take down a description of each car, including its year, make, model and color, in addition to the location of the collision, how it happened, and the extent of the damage. Be polite, but don’t admit fault to the other person or the police officer, even if you think the accident may have been your fault.

Document the Evidence. Write down a description of the damage to each of the vehicles, and take photos of the damage that occurred. This will be very useful for your claims adjuster and if there’s any sort of dispute.

Contact Your Insurance Company. Within one business day of the accident, you should have called your insurance company and informed them about the accident. They’ll undoubtedly have questions and will provide you details of the process required to take care of your claim.

Getting in a car accident can be an emotionally frightening experience, but keep a cool head, and follow these steps to take care of things. It might even be a good idea to print a copy of this article and throw it in your glove compartment.

Parents who save for their children’s futures are not only making their childrens’ prospects of success more likely, they are also bestowing upon their children one of the best gifts they can give.

The building debt of university students is a terrible fate faced by more and more adults. Increasingly, higher degrees are essential to make living wages. For those who have graduated in a field that requires graduate work, even the smallest loan repayment plan can put major strain on their monthly budget if they cannot immediately enter the graduate field.

Some people may scoff at those students who never had to work a day in their lives, dismissing their opportunity with the concept that “work builds character.” However, to a student who values his or her education, university IS work - the most important work of their lives up to that point. “Working” at low-paying, energy-sapping job just to eat, pay rent, and buy books takes away from the educational experience, sinks moral, and causes students to drop out.

Parents who have saved money for their children’s education are giving their children the confidence to do whatever it is in life they want to do without the burden of debt. They are saying to their children, “I value your mind - go develop it with my blessing.” Education isn’t always about making more money; it’s about giving people the opportunity explore the world in which we live and to contribute to it.

Parents who save money for their children’s education invest in their own legacy . . . and their children’s.

This recipe calls for substantially fewer hot chiles than would be used by a traditional Portuguese cook. If you want to make a spicier version, double the chipotle chiles and throw in some jalapeños for good measure. Chipotle chiles in adobo sauce can be found in the Mexican food section of well-stocked supermarkets. They are also available at Mexican grocery stores and from online retailers. This recipe is also abundant in garlic. When crushed, garlic can provide a powerful cancer-protective effect to the body.

Directions

Makes 8 servings

4 cups water or vegetable broth
1 onion, diced
10 garlic cloves, minced or pressed
1 chipotle chile in adobo sauce, seeded and finely chopped, or 1/8 teaspoon crushed red pepper flakes
2 potatoes (preferably russet), peeled and diced
1/2 teaspoon salt (optional)
4 cups finely chopped kale (stems removed)
1 cup crushed tomatoes or tomato sauce
6 ounces vegetarian sausage

Heat 1/2 cup of the water in a large pot. Add the onion, garlic, and chile and cook over high heat, stirring often, for 3 to 5 minutes, or until the onion is soft.

Add the remaining 3 1/2 cups water the potatoes, and optional salt. Bring to a simmer, cover, and cook, stirring occasionally, for about 20 minutes, or until the potatoes are tender when pierced with a knife.

Stir in the kale and crushed tomatoes. Cover and cook for about 5 minutes, or until the kale is tender.

Crumble the vegetarian sausage into the soup, stir to mix, and heat until the soup is steaming and the sausage is heated through.

Nutrition Information

Per serving :

91 Calories
1.5 g Fat
0.2 g Saturated Fat
14.7% Calories from Fat
0 mg Cholesterol

5.8 g Protein
15.1 g Carbohydrate
2.1 g Sugar
2.3 g Fiber

260 mg Sodium
62 mg Calcium
1.3 mg Iron
23 mg Vitamin C
3077 mcg Beta-Carotene
0.7 mg Vitamin E

Most people have to some degree or another, a bit of a wobbly tummy. Millions will spend even more millions looking for the perfect flat tummy remedy. Some choose pills, some choose weird gadgets that involve no exercise at all and others will spend their hard earned money on exercise machines in the attempt to get those perfect abs that are pasted all over magazines and our televisions.

The sad truth is, the majority of us will never get that much sought after six pack. However we can flatten and tone our stomachs to a much better level than where they are now. The first thing to do is to ensure that one has a good diet platform to start on. Most of us have to lose weight before we can attain any kind of flat stomach. Get the diet going, start losing weight and then start on trimming and toning that tummy.

Aerobic exercises are one of the most effective forms of exercise. Just simply walking 20 to 40 minutes a day will help boost your metabolic rate and help you to lose some of that extra flab.

Swimming is marvelous for getting in shape and toning and as a bonus, it’s a “no-impact” sport and therefore safe for bones and joints.

You can join a gym and take their aerobic classes or if you are the shy type, there are many good exercise DVD’s that you can do in the privacy of your own home. Also, don’t forget your public television channels.

There are also exercises that are designed just for the stomach that will help tone and tighten those relaxed muscles.

Have a nice exercise…

Hip lifts: Lie on your back with your legs straight up in the air. Keep your back pressing into the floor and think about squeezing the muscles in your waist. Slowly pull your belly button to the floor and as you do so, feel your hips lifting gently off the floor as your legs are lifted. Do not lift with the legs, but instead with the abdominals. Repeat 10-15 times.

Planks: This one has been around for a long time and has been proven to be very effective. Facing the floor, get on your hands and knees, keeping your shoulders over your hands. Straighten out your body and keep your toes on the floor. You should be straight like a board with your abs pulling in tight. Think of it as half a push up. Breathe in and out naturally. Hold for up to one minute. Repeat 4-5 times.

The Bicycle: This is one that most of us know. Lie on your back with you knees bent. Slowly pull

your upper body off the floor and support your head with your hands. Activate your abs by pulling your belly button to the floor and release any pelvic tilt. Take one shoulder and turn your torso to face your opposite knee. Go to the other side. Think of riding a bicycle as you turn slowly from side to side. Repeat for 20 repetitions.

Standard Crunch: Another oldie but goodie. Lie on back with knees bent. Lift your shoulders off the floor, concentrating on moving your ribs towards your hips. Keep your chin straight so you don’t move your head. Easier: hands on chest. Harder: Hands on sides of head, but don’t pull on head. Hardest: Hands straight out above head. Go slow and keep breathing. Try 2 seconds up, hold for 2 seconds, then 2 seconds going down.

Ab Exercises on the Ball: This is a legitimate exercise product that really works well. It’s safe and an effective exercise device for the abs and lower back. These balls come with exercise instructions and some of them will even come with a video or DVD.

The most important thing of course is once you get started, stick with it. It will take time to see the results and if seeing is as important to you as it is to me, take a tape measure and measure your waist. Do this once a month and if you keep faithfully to your diet and exercise routine you will see it reflected in your measurements, not to mention the lovely comments that will start to come your way for co-workers, your spouse and (if youre lucky enough for them to notice) your kids!

Everyone want to get better shape of their body. With better shape, some people would feel confident with their style, their appeareance, and their performance. Some people work very hard to get ideal body weight and body shape. They trying to burn their fat with many kind of diet methods just for one purpose. Get The ideal body weight and body shape.

There are a lot of method to support our diet program, The most natural way is change our eat pattern. Try to eat more vegetable and fruit. Leave your fried habbit. Fried method for our food is the number one problem with our eat pattern.

Just to fried using water or steam when want to eat something. Or if we still couldn’t do that, you could start it with change fried with grill. Although grill is not good as steam method but it’s much better than fried method.

Try to stop Consume salt and sugar, It is hard, isn’t it? but believe me it’s help our diet program. And don’t forget to support it with sport activity. What i have described about, is the most natural diet program. For someone who want to get better shape but don’t have enough time to do it, just try to use Best diet pills for help our diet program.

Anyone always try to search diet pills that work and support their diet program rapidly. Before using diet pills, just read Diet Pill Reviews for get better information about your diet pills.

Here are some tips to save money for college student

1. Limit Fast Food Trips to Once a Week When I was in high-school, I went out to eat every single day for lunch, and it got really expensive, really fast. I didn’t really have anything to save for then, so it never hit me how much I was spending. When I got to college all of that disposable income was lost to textbooks and tuition, and going out to eat all the time was no longer an option. Limit your trips to McDonalds, Burger King, or wherever once a week.

2. Be Smart with Textbooks A lot of freshmen make mistakes when buying textbooks. You’ve probably heard some of this advice before, but this will be a good refresher. Don’t buy books until at least a week in class and you are sure you are actually going to need to use the book. Buy textbooks online and never from the bookstore, BigWords.com is a great resource for that. Get the ISBN numbers for your books by emailing your professors, and sell the books you bought online back to the bookstore at the end of the semester.

3. Apply for Scholarships After You Enter College A lot of students think that they got all of the scholarships that they are going to get when they entered college, but this is not the case. There are many scholarships available only to upper level college students, so be sure to check the financial aid office regularly for any new scholarships that are available.

4. Don’t Overdo Dorm Decorations Try to get your parents to pay for a lot of this. Getting a mini-fridge is definitely a good idea, but you probably don’t need a microwave. Bring whatever posters and whatnot you have from home, don’t go out and spend a bunch of money on new stuff. Your dorm might look a little bit nicer than everyone else’s for a semester, but after that it’ll just be “your stuff” again and the money will be gone.

5. Don’t Buy Too Nice of a Computer For pretty much all college courses, you can get by with a $600 computer from Dell. You don’t need anything fancy, just enough to do word, email and research online. It’s going to be obsolete in 2 years anyway, so don’t bother paying too much for something that goes down in value so much

6. Don’t Overeat on Your Meal Plan There’s always a percentage of students that get whatever they want whenever they want from the campus and then their meal plan runs out by thanksgiving. Figure out how much you can spend a week and don’t go over it. Buy groceries if you find yourself spending too much money in the dining hall.

7. New Clothes are Unnecessary A lot of freshmen want to look their best for all of the new members of the opposite sex that they will be meeting, but in a few semester’s you’re just going to come to class in sweatpants and a t-shirt anyway. Your old wardrobe is just fine, no one else there has seen it yet anyway.

8. Carpool Home College freshmen tend to go home a lot more than any other students. If you live far away, gas can add up real quickly getting home. If someone else goes to your college from the same city, carpool with them to save on gas.

Once you try this version of “fries,” you’ll be hooked! They’re loaded with cancer-fighting beta-carotene, and baking them essentially eliminates the fat completely.

Directions

Makes 4 servings

2 medium sweet potatoes, cut into wedges
1/8 teaspoon cinnamon
1/4 teaspoon seasoned salt
1/4 teaspoon ground cumin
1/8 teaspoon black pepper
1/4 teaspoon garlic powder
1 vegetable oil spray

Preheat oven to 450 F.

Combine sweet potatoes, cinnamon, salt, cumin, black pepper, and garlic powder in a plastic bag. Seal and shake. Place sweet potatoes on a baking sheet (do not overlap) coated with vegetable oil spray. Bake for 20 minutes or until very tender, flipping potatoes once during cooking.

Nutrition Information

Per serving (1/4 of recipe):

Calories: 53
Fat: 0.1 g
Saturated Fat: 0 g
Calories from Fat: 2.1%
Cholesterol: 0 mg

Protein: 1.2 g
Carbohydrates: 12.1 g
Sugar: 4.8 g
Fiber: 2 g

Sodium: 106 mg
Calcium: 24 mg
Iron: 0.5 mg
Vitamin C: 11.3 mg
Beta-Carotene: 6561 mcg
Vitamin E: 0.4 mg