Make simple steps and one wise move to replace your income in times of illness or redundancy. You need not worry about your future income in case you were to lose your job if you follow the below.

It is easy yet a very wise plan to get your self covered under income protection plan!

Statistics has revealed that post recession, more and more people are resorting to insurance cover to protect their future earnings. With recession that hit badly in the year 2009, people are becoming more pragmatic in protecting their earnings and getting themselves an insurance cover.

The probability of people falling ill is higher than the probability of dieing at a younger age. Hence, this income coverage is required rather than a life insurance now. Get more practical with time. Your chance of suffering from serious illness is higher. This may stop you from going to work as you may be bed ridden. Protecting your salary is thus indispensable than a life insurance.

There are more benefits associated with such a cover. It not only provides substitute salary when you are unable to go to work due to sickness, redundancy, accident or loss of job but also helps you save on tax. You can enjoy tax exemption to some extent if you have an insurance coverage. You as a policy holder are eligible for an income over a period of 20 years. You need not worry for another 20 years if you were to lose your job and have a protection cover against any loss of earnings.

This will help you pay your medical bills; cover your electricity bills, mobile bills, your kid’s educational fees etc. You can take care of your mortgage payments too and keep your payments on time.

One of the easiest ways to spice up the look of your home is by changing the color of your walls or by simply adding a fresh coat of paint. But why does paint always give off that toxic smell? Most conventional paints have binding agents that contain volatile organic compounds, or VOCs, carbon-based chemicals that emit vapors at room temperatures. These vapors give off a strong odor and are a hazard to both human health and outdoor air quality. According to the U.S. EPA, they are known to cause everything from dizziness to cancer.

When deciding to paint your home, opt for low-VOC paints, which contain significantly lower levels of VOCs; zero-VOC paints, which typically have less than 5 grams of VOCs per liter; or other natural paints, including milk-based and water-based paints. Low-VOC is often a broadly interpreted term, so it is important to check the label of the paint for the exact VOC content, which should be less than 160 grams per liter.

Health Benefits

* Did you know that VOCs may be a source of chemical carcinogens?

VOCs can cause nausea, minor irritation and kidney, liver and nervous system damage. In addition, some VOCs (the source of “new-car smell”) contain toxic chemicals, including toluene, a suspected carcinogen.

Environmental Benefits

* Did you know that VOCs can create smog?

In sunlight, some VOCs react with nitrous oxide, forming photochemical smog, a secondary air pollutant that contributes to growing levels of ground-level ozone.

Our health is very important to us. We have to keep our body always in a good condition so we do not get sick or ill. Because the cost if we are ill is very expensive. It is better to us to prevent then to cure it. We may need a media that can help us find everything we need about a our health and we can discuss it with the right person such as a doctor or gym instructor. To get all what we need for our health, we can get it from a health forum. In a health forum we can discuss everything about our health. And there will be a doctor or consultant that can help you answer all your questions about your health.

Some people think that if we eat a lot of fat free, it mean we won’t be a fat. Today we will discuss about it. How to read nutrition fact and composition which has been written on product’s label.

Some people has been tricked. A lot of product claims that their product are fat free or something like that. So for some people who want to eat that food always think because that product are fat free so we can eat it as much as we can. Most of people who concern with their diet program should becareful with this fact. Because a lot of people eat a lot of fat free food just because they think it won’t make you fat.

The biggest mistakes is for diet nutrition is what we need to focus is not fat in or what. More important thing is how many calories in and how many calories out. You eat a lot of diet nutrition but you do small activity, you also could be fatter than before.

Even a diet product also contains calories inside of. So what we need is calculate their calories and our calories out because of our activity. Extra calories in could become fat in our body.

For example, everyday we burn about 1300 calories, and if we eat about 1500 calories everyday, it means we have 200 extra calories everyday. Even all calories we get is from fat free products.

What is our discussion’s point? WE COULDN’T EAT FAT FREE PRODUCTS AS MUCH AS WE CAN

Showering represents roughly 17 percent of residential water use in the United States which equates to more than 1.2 trillion gallons of water consumed annually. From 1950 to 2000, the U.S. population doubled; however in that same time period the demand for fresh water more than tripled. Americans now use on average 100 gallons per day, a statistic that puts enormous stress on existing water supplies and distribution systems. This high usage threatens both human health and the environment. A recent government survey has revealed that 36 states are anticipating severe local, regional, or statewide water shortages by 2013.

The good news is that you can help. By shortening your shower time you can severely cut back on your personal water use. The average showerhead dispenses about 5 gallons per minute, meaning for example a 15 minute shower uses 75 gallons of water. Taking a shorter shower doesn’t require any new products or installations; it’s a simple a step with a significant impact.

Just by cutting a 15 minute shower to 12 minutes can save 105 gallons of water per week, and 5,460 gallons per year. With rising water costs, you’ll start noticing the difference in your monthly bills as well.

Who does not like chocolates? Whatever forms chocolates may take – bar, drink, ice cream, or cake – many people find chocolates hard to resist. The delicious taste of chocolate satisfies most cravings. No wonder it is a popular gift Philippines because anyone would love to receive chocolates.

There’s a misconception when it comes to chocolates. Some people think that these must be bad for one’s health because it simply tastes too good. However, many studies have shown that chocolates actually have many health benefits. Below are some of these benefits so that you won’t feel guilty the next time you give chocolates as a gift Philippines.

* Chocolates stimulate the secretion of endorphins, which are the hormones responsible for giving someone the “runner’s high”. If eaten, they supposedly produce pleasurable sensation which is the reason why a bar of chocolate is very popular as a gift Philippines between two people who are dating.

* Chocolate releases serotonin. This hormone is a neurotransmitter that acts as an anti-depressant. It’s no wonder many people turn to chocolates whenever they feel down and depressed.

* Chocolates also have flavonoids, which act as antioxidants. Antioxidants like flavonoid help relax the blood pressure.

* Chocolates, particularly dark chocolates, can lower blood pressure and cholesterol.

* Chocolates are made from cacao, which contains antibacterial agents that fight tooth decay. However, still remember to brush your teeth after eating them because chocolates also have a high sugar content which could cause tooth decay.

* Chocolates, particularly a cup of hot chocolate, could diminish appetites if drank before a meal.

* Chocolates contain a number of nutrients. They are high in potassium, magnesium, and several vitamins like B1, B2, D, and E.

* Men who eat chocolates live a year longer than those who don’t

* Chocolates have been used by Mexican healers to treat bronchitis and insect bites.

Also, contrary to what many people might think, chocolates do not aggravate acne and they are not causative factors in acne, although they may trigger headaches in migraine sufferers.

So the next time you feel the need or urge to eat chocolates, keep in mind that in anything we consume, regulation is the key.

Directions

Makes 3 servings

1 8-ounce package Japanese somen noodles
vegetable oil spray
1 12.3-ounce package firm low-fat silken tofu, sliced
2 cups sliced brown mushrooms
2 cups shredded napa cabbage
1 zucchini, sliced
3 green onions, chopped
water or vegetable broth (if needed)
3 tablespoons rice vinegar
2 tablespoons soy sauce or tamari
2 tablespoons agave nectar

Cook noodles according to package instructions. Drain, rinse, and set aside in a large bowl.

Preheat a large skillet over medium heat. Mist pan with a little vegetable oil spray and add tofu. Cook until golden on both sides. Remove tofu and set aside. In the same skillet, sauté mushrooms, cabbage, zucchini, and green onions until tender. Add a little water or vegetable broth to prevent sticking, if needed. Add tofu and veggies to noodles.

In a small bowl, combine vinegar, soy sauce or tamari, and agave nectar. Pour over noodles and toss.

Nutrition Information

Per serving (1/3 of recipe):

Calories: 457
Fat: 3.2 g
Saturated Fat: 0.6 g
Calories from Fat: 6%
Cholesterol: 0 mg

Protein: 22.4 g
Carbohydrates: 84.3 g
Sugar: 11.7 g
Fiber: 6.6 g

Sodium: 713 mg
Calcium: 122 mg
Iron: 5.4 mg
Vitamin C: 16.6 mg
Beta-Carotene: 528 mcg
Vitamin E: 0.4 mg

From Isis Israel, Cancer Project Educational Alliance Partner, Saladmaster Senior Dealer

If you enjoy Mexican food, you’ll be delighted to learn that a variety of great-tasting, meatless taco fillings are available in natural food stores and larger supermarkets. Among them are ready-to-heat products such as Lightlife’s Smart Ground Taco/Burrito, Yves Veggie Ground Round Mexican, and El Burrito’s SoyTaco. If you prefer, you can make your own filling, using meatless burgers or a crumbled meat substitute and adding your own seasonings, as we’ve done in this recipe.

Directions

Makes about 3 cups filling or 8 tacos

4 vegan burger patties, such as Boca Burger Original, Gardenburger Classic, or Gardenburger Flame Grilled
1 cup water, divided
1 small onion, finely chopped
2 garlic cloves, minced or pressed
1/2 cup finely chopped bell pepper
1/4 cup finely chopped fresh cilantro
1/2 cup tomato sauce, or 1/2 cup of crushed tomato
2-3 teaspoons chili powder
1 teaspoon ground cumin
1/4 teaspoon dried oregano
1/2 chipotle pepper in adobo sauce, finely chopped, or 1/4 teaspoon crushed red pepper
8 corn tortillas
1/2-1 cup commercial or homemade salsa
3-4 green onions, chopped
2 cups shredded romaine lettuce
1-2 medium tomatoes, cut into wedges
1 avocado, cut into 8 wedges (optional)

Remove burgers from freezer and thaw slightly. Chop into 1/4-inch pieces. Set aside.

Heat 1/2 cup water in a large skillet. Add onion, garlic, bell pepper, and cilantro. Cook over medium heat, stirring often, until soft, about 5 minutes.

Add remaining 1/2 cup water, chopped burgers, tomato sauce, chili powder, cumin, oregano, and chipotle pepper or crushed red pepper. Stir to mix. Reduce heat to low, and cook, stirring constantly, until mixture is fairly dry, 2 to 3 minutes.

Heat a tortilla in a separate skillet, flipping it from side to side until soft. Add a spoonful of filling and fold in half. Cook 1 minute on each side. Add a spoonful of salsa, then garnish with green onions, lettuce, tomatoes, and avocado, if using. Repeat with remaining tortillas.

Cover and store leftover taco filling for up to three days in the refrigerator. Garnishes are best when consumed within one to two days. Wrap tortillas and refrigerate for about seven to 10 days and freeze if longer storage is needed. Follow storage instructions for the salsa. Commercial salsa will usually stay fresh for up to one week.

Nutrition Information

Per taco:

121 Calories
1.5 g Fat
0.2 g Saturated Fat
11.3% Calories from Fat
0 mg Cholesterol

8.9 g Protein
21.1 g Carbohydrate
4.1 g Sugar
4.2 g Fiber

371 mg Sodium
104 mg Calcium
2.4 mg Iron
18.9 mg Vitamin C
821 mcg Beta-Carotene
1.1 mg Vitamin E

This recipe is from the NEW BOOK

The Cancer Survivor’s Guide: Foods that Help You Fight Back!

Your days of soaking lasagna noodles and eating high-fat lasagna are over. Enjoy this cholesterol- and dairy-free meal, which also boasts tons of filling fiber and cancer-fighting nutrients. Top this dish off with fortified nutritional yeast for a cheesier flavor and for added vitamin B-12.

Directions

Makes 8 servings

1 16-ounce bag chopped frozen spinach, thawed, or 3 pounds fresh spinach, rinsed and chopped
1 pound firm reduced-fat tofu
4 cloves garlic, minced
1 teaspoon salt
2 28-ounce cans plain tomato sauce
1 pound dry whole wheat lasagna noodles
10 button mushrooms, sliced, or other favorite veggie equivalent to about 3 cups chopped
1 teaspoon dried basil, or 10 fresh basil leaves, thinly sliced
1 teaspoon dried oregano
1/4 cup dairy-free (vegan) parmesan cheese substitute or nutritional yeast

Preheat oven to 325 F.

Mix together spinach, tofu, garlic, and salt in a mixing bowl.

In a 9″×13″ pan, coat the bottom with tomato sauce (about 1/2 cup) followed by a layer of lasagna noodles, overlapping noodles slightly. Spread 1/2 of the spinach and tofu mixture on top of the lasagna noodles, and cover the spinach and tofu layer with another layer of lasagna noodles. Add a layer of tomato sauce, enough to cover the noodles, and then add a layer of mushrooms or other veggies. Sprinkle 1/2 of the basil and 1/2 teaspoon of oregano evenly over the veggies. Continue to add layers of noodles, spinach and tofu, sauce, mushrooms or other veggies, and remaining basil and oregano (1/2 teaspoon) until the layers reach the top of the pan. The final layer should be sauce topped with vegan parmesan substitute or nutritional yeast.

Cover tightly with aluminum foil and bake for 1 hour. Stick a knife through the center of the lasagna to make sure the noodles are completely cooked. Let cool for 15 minutes, uncovered, before serving.

Let leftover lasagna cool to room temperature before covering and refrigerating. Lasagna will keep for up to three days in the refrigerator.

Nutrition Information

Per serving (1/8 of lasagna):

334 Calories
4.6 g Fat
0.7 g Saturated Fat
12.4% Calories from Fat
0 mg Cholesterol

18.4 g Protein
62.8 g Carbohydrate
10.3 g Sugar
11 g Fiber

1449 mg Sodium
147 mg Calcium
6.3 mg Iron
16.9 mg Vitamin C
3152 mcg Beta-Carotene
6.2 mg Vitamin E

This recipe is from the NEW BOOK

The Cancer Survivor’s Guide: Foods that Help You Fight Back!